Car Shipping Insurance

A car owner must never attempt to ship his or her car without first checking the terms involved in car shipping insurance. Common sense dictates that when having your car transporter, it is a must to have car shipping insurance. If something happens while your car is being transported from the point of origination to the point of destination, it is nice to know that you are covered and would not need to worry about repair expenses. Although nothing bad usually happens, car shipping insurance will give you peace of mind.

Any car shipping company must have the ability to provide car shipping insurance. This means whatever happens to your car during the shipping process they should pay for. You should not worry over damages or loss because your car shipping insurance will pay for any of these. This is why you have to make sure what the policy covers.

Check whether the policy will take care of your car from bumper to bumper in the unlikely incidents of damage or loss. Almost all car shipping companies will try to get out of this responsibility and so it is your burden to make sure that they provide car shipping insurance.

The amount of car shipping insurance differs from shipper to shipper, so make sure you study the documents and understand the terms and conditions. You have all the right to question and verify what is covered by the company’s policy. Know that there are car shipping companies out there whose car shipping insurance offers very little coverage. Some are even less than what your car is actually worth.

When studying and understanding car shipping insurance, ask a shipper these questions: Is it possible to get additional coverage? Do you have limited coverage amount? If so, what is the limit? What parts of my car will not be covered by your car shipping insurance? What types of damages are covered? It may not be convenient asking these questions but it will be for your own good in the long run.

In addition to investigating the car shipping company, you should also ask questions from your car insurance provider. Ask them, “For how much is my car covered while being shipped?” If, say, your insurance company does not cover your vehicle when transported, notify them of your shipping plans at least two weeks before the date of shipping.

After you have hired a car shipping company and have asked about their car shipping insurance coverage, it’s time to check your car. Before allowing them to get your car for shipment, have your car washed and check all existing damages and scratches. Take note of every little scratch or dent. You can also take photos of your car from every angle and side. This is for your own protection so that you can claim any damages that were incurred along the way. After your car is delivered, check if there are any new damages or scratches. Be thorough and do not hesitate to charge against your car shipping insurance if there indeed were new damages.